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GoTap for Personal

The Last Payment App You'll Ever Need.

GoTap simplifies your daily life with fast, secure, and intelligent payments.

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Explore GoTap's Key
Benefits

benefit
speed

Speed:

Pay for your market goods in less than 3 seconds. No more waiting.

security

Security:

Your money is protected with bank-grade security, a personal PIN, and your biometrics.

control

Control:

See exactly where your money goes with automatic spending insights. Finally, understand your finances.

Features

GoTap simplifies your daily life with fast, secure, and intelligent payments.

GoTap PAL:

Your smart financial friend, helping you budget and save.

Tap to Pay

The magic of contactless payment.

Scan to Pay:

QR code transactions in a flash.

Secure Wallet:

Your digital home for your money, accessible 24/7.

You ask - We answer

Frequently
Asked Questions

GoTap is a mobile app that allows you to make fast, secure, contactless payments for everyday goods and services using just your smartphone. It's a digital wallet designed to replace the need for cash, making your daily transactions simple and safe.

It's easy! Just download the GoTap app from the Google Play Store or Apple App Store, sign up with your phone number, and complete the simple, secure verification process. Once your wallet is created, you can add funds and start making payments.

Absolutely. Your security is our top priority. All transactions are protected with bank-grade encryption. Your account is secured by your Login PIN, and every payment must be authorised by your unique Transaction PIN or your phone's biometrics (fingerprint or Face ID).

No, you do not need a bank account to create a GoTap wallet and receive money. However, to fund your wallet yourself, you will need to link a debit card or a bank account. Our goal is to provide a valuable service for everyone, including the unbanked.

You can fund your wallet in two main ways:

  1. Bank/Card Transfer: Securely link your debit card or bank account in the app to add funds instantly
  2. GoTap Agent: Visit any of our trusted GoTap Agents in your neighbourhood to deposit cash directly into your wallet.
  1. Funding your wallet is free.
  2. Paying a GoTap merchant is free.
  3. Sending money to another GoTap user is free for your first 5 transfers each month (and just ₦5 after that).
  4. A small, transparent fee applies only when you transfer money out of GoTap to an external bank account.

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